Privacy Policy
Effective: April 1, 2026
This Privacy Policy applies to the Payto app ('Application') created by BeomCoading ('Service Provider'). By using the Application, you agree to the practices described in this policy.
1Information We Collect
When you download and use Payto, we may collect:
• Device IP address
• Pages visited within the app, time and date of visits, time spent
• Device operating system
We do not collect precise geolocation data.
2AI-Powered Features
Payto uses AI technologies to analyze your spending data and deliver personalized insights. All AI processing is performed solely to provide the service and in accordance with this policy and applicable laws. For questions about AI features or data processing, contact us at help.payto@gmail.com.
3How We Use Your Information
We use collected information to:
• Provide and improve the Application
• Send important notices and updates
• Respond to your inquiries
• Deliver marketing communications (with your consent)
4Third-Party Services
We share only aggregated, anonymized data with third parties. The Application integrates the following services, each governed by their own privacy policies:
• Google Firebase (Analytics & Crashlytics)
• RevenueCat (Subscription management)
We may disclose information when required by law or to protect user safety.
5Opt-Out
You can stop all data collection by uninstalling the Application using your device's standard uninstall process or via the app marketplace.
6Data Retention
We retain your data for as long as you use the Application and for a reasonable period thereafter. To request deletion of your data, contact us at help.payto@gmail.com.
7Children's Privacy
The Application is not intended for children under 13. We do not knowingly collect personal information from children under 13. If such data is discovered, it will be immediately deleted. If you believe your child has provided personal information, contact us at help.payto@gmail.com.
8Security
We implement physical, electronic, and procedural safeguards to protect your information. However, no method of internet transmission is 100% secure, and we cannot guarantee absolute security.
9Changes to This Policy
We may update this Privacy Policy at any time. Changes are posted on this page, and continued use of the Application constitutes acceptance of the updated policy.
10Contact Us
For privacy-related questions, contact us at:
Email: help.payto@gmail.com